Personal Checking

Free Kasasa Cash Back

Most credit unions charge you to bank with them. But here at Frontier Financial Credit Union, we think it makes more sense to pay you instead. Earn 2% cash back on everyday debit card purchases—not just groceries or gas.

We’ll also refund your ATM fees nationwide.* To qualify, all you have to do are a few things you’re probably doing already.


How to Earn Cash Back

You don’t have to jump through a bunch of hoops to earn your rewards. In fact, you probably do most, if not all, of these things already!  To qualify, simply do the following activities and transactions in your Free Kasasa Cash Back® Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-Statement notice
  • Have at least 1 ACH credit or debit post and settle

We told you it was easy! And if for some reason you don’t qualify one month, don’t worry. Your account is always free, plus you still earn our base dividend rate. You can get back to earning your full rewards the very next monthly qualification cycle.

Qualifications Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, and purchases made with non-Frontier Financial Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning on the first day of the current statement cycle through the last day of the current statement cycle. 

Reward Information:  When Kasasa Cash Back qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.00% cash back on up to a total of $300 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $6.00 cash back may be earned per Monthly Qualification Cycle.  You will also receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.

When Kasasa Cash Back qualifications are not met, no cash back payments are made and ATM fees are not refunded.   Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back account on the last day of the statement cycle.  Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:  Credit union membership required.  Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly ACH debit or credit and receipt of electronic statements are condition(s) of this account. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.  Contact a Frontier Financial Credit Union representative for additional information, details, restrictions, processing limitations and enrollment instructions. This institution is not federally insured.  By member’s choice, funds are insured up to $250,000 by American Share Insurance. Kasasa and Kasasa Cash Back are trademarks of BancVue, Ltd., registered in the U.S.A.