Personal Checking

Free Kasasa Cash

Free Kasasa Cash checking pays rates so high they make the Sierra Nevada seem like molehills. And you don’t have to move mountains to earn these rates. Simply do a few things that make banking easier anyway. And to top it off, we’ll even refund your ATM fees nationwide.* Do you Kasasa?®


How to Earn Our Highest Rate

We’ve made earning your rewards really easy. In fact, you probably do most, if not all, of these things already!  To qualify, simply do the following activities and transactions in your Free Kasasa Cash® Checking account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive E-Statement notice
  • Have at least 1 ACH credit or debit post and settle

That does it! And if for some reason you don’t qualify, don’t worry. Your account is always free, plus you still earn our base rate. You can get back to earning your full rewards the very next monthly qualification cycle.

Qualifications Information:  Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards.  The following activities do not count toward earning account rewards:  ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Frontier Financial Credit Union as ATM transactions and purchases made with non-Frontier Financial Credit Union issued debit cards. “Monthly Qualification Cycle” means a period beginning on the first day of the current statement cycle through the last day of the current statement cycle.

Reward Information:  When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) Balances up to $15,000 receive APY of 2.00%; and balances over $15,000 earn .20% interest rate on the portion of balance over $15,000, resulting in a range from 2.00% to 0.43% APY depending on the account’s balance and (2) you will receive reimbursements up to $20 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented within thirty (30) calendar days of transaction for reimbursements of individual ATM fees of $4.99 or higher.

When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM fees are not refunded.

Dividends and ATM fee reimbursements will be credited to your Kasasa Cash account on the last day of statement cycle.  APY = Annual Percentage Yield. APYs accurate as of 05/01/2015. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information:  Credit union membership required. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $25 minimum deposit is required to open the account. Monthly ACH debit or credit and receipt of electronic statements are condition(s) of this account.  Limit 1 account per social security number.  There are no recurring monthly service charges or fees to open or close this account.  Contact a Frontier Financial Credit Union representative for additional information, details, restrictions, processing limitations and enrollment instructions.  This institution is not federally insured.  By member’s choice, funds are insured up to $250,000 by American Share Insurance. Kasasa & Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.