For Your Information

Rates

APY = Annual Percentage Yield. Rates effective as of May 25, 2016. Fees may reduce earnings.

Kasasa Cash*

Balance Rate APY
$0 - $15,000 1.9819% 2.00%
$15,000+ 0.20% 2.00% to 0.43%
All balances if qualifications not met 0.01% 0.01%

Qualifications

Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled and receive e-statement notice
  • Have at least 1 ACH credit or debit post and settle

If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base rate. Plus, you can get back to earning really high dividend and nationwide ATM fee refunds the very next month.

Share Accounts

Account Rate APY

Regular Shares
$100 minimum balance to earn dividends.

0.05% 0.05%
Holiday or Vacation Club 0.08% 0.08%

No longer offered - Reality Checking, Reality Checking Plus, Reality Checking Plus 50
No minimum balance to earn dividends.

0.00% 0.00%

Frontier Flex Checking
$250 Average Daily Balance required to earn dividends.

0.00% 0.00%

Frontier Achievement Checking
$250 Average Daily Balance required to earn dividends.

0.00% 0.00%

All Share (Savings) Accounts, & Checking Accounts are variable rate and subject to change by the Board of Directors. Fees or other conditions could reduce the earnings on accounts.

Share Certificate

Term Rate APY
6 Month 0.50% 0.50%
12 Month 0.30% 0.30%
18 Month 0.40% 0.40%
24 Month 0.50% 0.50%
36 Month 0.60% 0.60%
48 Month 0.85% 0.85%
60 Month 1.00% 1.00%

Certificates require a $1,000 minimum balance to open. Fees or other conditions could reduce the earnings on account. A penalty may be imposed for withdrawals before maturity. Account rates are not guaranteed and are subject to change.

Money Market

Balance Rate APY
$2,500 - $4,999.99 0.07% 0.07%
$5,000 - $14,999.99  0.07% 0.07%
$15,000 - $24,999.99 0.07% 0.07%
$25,000 - $74,999.99 0.07% 0.07%
$75,000 - $99,999.99 0.07% 0.07%
$100,000 + above 0.07% 0.07%

Account rates are not guaranteed and are subject to change. 

Loan Rates

All loan rates are quoted “As Low As” and are subject to change without notice. Actual loan rates may vary depending upon individual credit scores and loan term. *Maximum loan term depends upon amount financed. 

Contact us for current rates on Home Equity Lines of Credit. There may be costs associated with the use of these programs. For rate discounts and additional information, please contact a Member Service Associate.

New & Used Autos or Motorcycles

All loan rates quoted
“as low as”

Annual Percentage Rate Rate Type
Up to 66 months 2.89% Fixed
Up to 75 months 3.29% Fixed
Up to 84 months 3.74% Fixed

New Auto = 3 years old or newer/ Used Auto = Over 3 years old 

New & Used Recreational Vehicles (1)

Category #1 = Motor Homes, Travel Trailers, & Boats 

All loan rates quoted
“as low as”

Annual Percentage Rate Rates Type
Up to 120 Months 5.25% Fixed
121 - 180 Months 6.25% Fixed
181 - 210 Months 6.25% Fixed
211 - 240 Months 7.00% Fixed

New & Used Recreational Vehicles (2)

Category #2 = OHV (Off Hwy Vehicles), Horse/Utility Trailers, Personal Watercraft, & Snowmobiles

All loan rates quoted 
“as low as”

Annual Percentage Rate Rates Type
Up to 24 Months 5.25% Fixed
25 - 47 Months 6.25% Fixed
48 - 60 Months 6.25% Fixed
61 - 72 Months 7.00% Fixed

Additional Loan Types

All loan rates quoted 
“as low as”

Annual Percentage Rate Rates Type
Share-Secured Share Rate +3.50% Variable
Certificate Secured

Certificate Rate +3.50%

Variable
50/50 Unsecured Loan 4.00% Fixed

Lifestyle Loan
Unsecured up to 60 months

7.50% Fixed

Advantage Line  Overdraft Protection

15.00% Fixed

Visa® Platinum Preferred

10.90% Fixed

Visa® Platinum Plus

13.25% Variable